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	<title>Fibonacci Financial &#187; Financial Planning Tools</title>
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	<description>Save Often and Invest Well</description>
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		<title>Market Decision Dashboard &#8211; Quadrant Design Explained</title>
		<link>http://www.fibonaccifinancial.com/financialwarroom/market-decision-dashboard-quadrant-design-explained/</link>
		<comments>http://www.fibonaccifinancial.com/financialwarroom/market-decision-dashboard-quadrant-design-explained/#comments</comments>
		<pubDate>Sat, 06 Jun 2009 20:15:22 +0000</pubDate>
		<dc:creator>Michael R Stoddard</dc:creator>
				<category><![CDATA[Financial War Room]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Asset Management]]></category>
		<category><![CDATA[Fibonacci Financial]]></category>
		<category><![CDATA[Finacial Planning]]></category>
		<category><![CDATA[Financial Planning Tools]]></category>
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		<description><![CDATA[

Asset Allocation

Asset Allocation is conceptually the effort of properly allocating your savings among broad categories of investment opportunities.  Why are these broad classifications important?  These broad classifications are extremely important because, 90% of investment portfolio gains or losses come from good or bad decisions about Asset Allocation. Therefore, the most important investment decision that you [...]]]></description>
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		<title>Aviod the &#8220;Life-Cycle Investing&#8221; Trap !</title>
		<link>http://www.fibonaccifinancial.com/financialwarroom/aviod-the-life-cycle-investing-trap/</link>
		<comments>http://www.fibonaccifinancial.com/financialwarroom/aviod-the-life-cycle-investing-trap/#comments</comments>
		<pubDate>Wed, 06 May 2009 00:28:58 +0000</pubDate>
		<dc:creator>Michael R Stoddard</dc:creator>
				<category><![CDATA[Financial War Room]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Fibonacci Financial]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Financial Planning Tools]]></category>
		<category><![CDATA[Life-Cycle Investing]]></category>

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		<description><![CDATA[Fibonacci Financial Portfolio Prism vs  Life-Cycle Investing
Life-Cycle Investing is a primary model for asset allocation in most financial planning performed in the U.S.A.  It is aptly described in a Social Security Policy Brief titled &#8220;Portfolio Theory, Life-Cycle Investing and Retirement Income&#8221;. The Policy Brief says &#8220;The life-cycle funds described here create portfolios that are heavily [...]]]></description>
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		<title>Is Livin&#8217; La Vida LOCA Part of Your Financial Plan ?</title>
		<link>http://www.fibonaccifinancial.com/brainsteroids/financial-planning-living-la-vida-loca/</link>
		<comments>http://www.fibonaccifinancial.com/brainsteroids/financial-planning-living-la-vida-loca/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 13:54:03 +0000</pubDate>
		<dc:creator>Michael R Stoddard</dc:creator>
				<category><![CDATA[Exploding Neurons]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Financial Planning Tools]]></category>
		<category><![CDATA[Ludwig von Mises]]></category>
		<category><![CDATA[Mises]]></category>

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		<description><![CDATA[One of the Real &#8220;Secrets&#8221; to
 Rapid Wealth Creation
Is Leveraging Your Resources


One of the pervasive facts of life is that RESOURCES ARE SCARCE (contrary to what is being peddled by those who exploit the arrested adolescents among us who desire to hang on to a magical world view).   One of the scarcest resources [...]]]></description>
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